Nilawati, Oulivia, and Leni Ainiah. “Financial Literacy and Investment Decision-Making Tendencies: A Comparative Study Between Millennials and Gen Z in Indonesia”. International Journal of Social Science Research and Review 8, no. 7 (July 28, 2025): 452-466. Accessed October 21, 2025. https://www.ijssrr.com/journal/article/view/2838.